FACTOR OF ECONOMIC SECURITY OF PERSON IN REGULATION OF CITIZEN’S INVESTMENT BEHAVIOR

Abstract

The article pays attention to necessity of active working-out of problems of person’s economic security. Up to present time the problem of prevention of threats to persons’ economic safety, which make economical and psychological harm to a citizen still unsolved. The aim of our research is to study theoretical and practical aspects of changes of characteristics and tendencies in psychology of people – areal, time-dependent, informational and energetic ones, under the influence of state insurance and investment policy. Methodical store of the researches included two author’s multifactorial scale questionnaires: “Attitude of citizens toward the state insurance policy” and “Financial anxiety of the person”. The subject of our research is psychological characteristics of reflection of state insurance and investment policy in citizens’ minds. Factor analysis of two questionnaires had defined for us two principal components: problems in interconnection of citizens’ attitude to insurance and investing with the condition of the national economy and psychological problems, connected to personal financing of household. Increase of financial awareness and actions aimed to improvement of personal financial condition provide the better prediction for expenses and saving money in the first component, which leads to development of national economy.